Buying a car
Buying car questions: find common questions and answers below from Bob Pierce, UCDA's Director of Member Services.
UCDA members must abide by a Code of Ethics requiring full disclosure about the vehicles they're selling. It requires them to present their vehicles fairly and accurately, to deliver on all promises and to deal with reasonable complaints, promptly.
Most of our members offer a wide variety of financing options, covering the most creditworthy customers to those that are a little more credit challenged. Dealers have access to the major banks other financial institutions and private lenders.
Even older vehicles have value and UCDA members are experts in appraising and evaluating your trade-in. The trade value reduces the tax you'll pay on the newer vehicle you purchase. By trading in your older vehicle you don't need to worry about advertising it, certifying it, letting strangers drive it and then haggling with prospective buyers in order to sell it. Considering all the factors it's likely a better deal if you trade in your vehicle.
UCDA member dealers are located in over 500 towns and cities across Ontario. Look for the UCDA logo in the dealership in the dealer's advertising or use the search tool in this website to find UCDA members near you.
Not really, private sellers typically go to the Internet to see what dealers are charging for a car like theirs. Then they advertise it at or near the dealer's price the dealer's price includes all the legal protections provided by the legislation. An example of this protection is the dealer's compensation fund, if you buy a vehicle and you have proof that the dealer hasn't fulfilled their promises you can make a claim of up to $45,000 this protection is not available for private sales.